App Economy Insights — Earnings Visuals (8/2026)
The monthly "How They Make Money" Earnings Visuals PDF — 100+ businesses visualized in one report. This issue is a download teaser, so there's no per-company analysis to index.
What this is: the recurring monthly Earnings Visuals report — a ~94.6MB PDF that visualizes how 100+ businesses make money, organized by theme (the August earnings season). Unlike the weekly "This Week in Visuals" recaps, this post's body is only a table of contents (a list of the companies covered) plus the author's portfolio disclosure — there is no stance or per-company analysis (the analysis lives inside the downloadable PDF, which is charts/images). So this page deliberately has no securities table: tabling ~60 stanceless tickers would corrupt the cross-source index. Below is the thematic line-up (as prose), for reference only. The author also discloses holding ABNB, AMD, APP, ANET, CRLC, CRM, CPNG, DDOG, DUOL, FLUT, GLBE, GRAB, HIMS, HUBS, INTU, MELI, MNDY, NTES, NU, NVDA, PAYC, PCOR, PINS, PLTR, PTON, RBLX, SHOP, TEAM, TEM, TOST, TTD, TWLO, UBER, XYZ, Z, ZM in his Seeking Alpha "App Economy Portfolio" — a disclosure, not a stance on any of these.
Themes & line-up
Big Tech & AI — new IPOs
- SpaceX, Cerebras. The season's two newly-public names — launch/satellite infrastructure and non-Nvidia inference silicon.
Big Tech & AI — hardware
- Sandisk, HP, Lenovo. Storage and the PC/device OEMs — the demand read on memory scarcity and the refresh cycle.
Big Tech & AI — chip design
- NVIDIA, AMD, ARM. The accelerator and architecture layer setting the pace of the buildout.
Big Tech & AI — infrastructure
- Arista, Cisco, CoreWeave, Nebius. Networking plus the neocloud pair — the capacity that has to be funded and built before it earns.
Fintech & commerce — gig economy
- Uber, DoorDash, Grab, Instacart. The on-demand marketplaces — a read on take rates and delivery-economics scale.
Fintech & commerce — digital banking & lending
- Nu, Klarna, Affirm, Chime. Consumer credit at scale — the cohort where cost of credit, not book growth, is the tell.
Fintech & commerce — merchant software & payments
- Intuit, PayPal, Block, Toast. The SMB software-plus-payments stack monetizing the merchant relationship.
Fintech & commerce — global commerce
- MercadoLibre, Alibaba, PDD, Sea, Shopify. The LatAm/China/SEA marketplaces plus the Western merchant platform.
Enterprise & data intelligence — data & AI
- Palantir, Datadog, Elastic. Governed data, observability and search — the layer agents depend on.
Enterprise & data intelligence — productivity
- HubSpot, Veeva, Zoom, Monday. Vertical and horizontal workflow software navigating seat compression and agent pricing.
Enterprise & data intelligence — software stack
- Salesforce, Workday, Atlassian, Figma. The systems-of-record cohort testing whether AI adoption converts into consumption revenue.
Enterprise & data intelligence — cybersecurity
- CrowdStrike, Cloudflare, SentinelOne, Rubrik. Platform security as every deployed agent becomes another identity and attack surface.
Media & entertainment — streaming
- Disney, Warner Bros., Paramount, FOX, Spotify. The unbundled video and audio incumbents chasing profitable direct-to-consumer scale.
Media & entertainment — social & ads
- Reddit, Snap, Pinterest, Match, AppLovin. The ad-funded platforms plus the ad-tech engine underneath them.
Media & entertainment — gaming
- Tencent, NetEase, Nintendo, Sony, Take-Two. The publisher/platform mix across China, Japan and the West.
Media & entertainment — sports betting
- DraftKings, Flutter. The regulated online-wagering duopoly — a read on promo spend versus hold rate.
Consumer brands — retail
- Walmart, Target, Best Buy, Home Depot, Lowe's. The big-box cohort — a gauge of the discretionary and housing consumer.
Consumer brands — big pharma
- Lilly, Novo Nordisk, Pfizer, Merck, Amgen. The GLP-1 leaders alongside the patent-cliff incumbents.
Consumer brands — travel
- Booking, Airbnb, Expedia, Marriott, Tripadvisor. The OTAs, the alternative-accommodation platform and the asset-light hotelier — the experiential-spend gauge.
Consumer brands — restaurants
- McDonald's, RBI. The QSR bellwethers — value-menu traffic versus pricing.
How to use the report
- This is the reference companion to the weekly recaps: when a name shows up in a "This Week in Visuals" post, the monthly PDF holds the full how-they-make-money breakdown. Treat it as a library, not a call — none of these names carries a stance here.
Table of contents extracted from the App Economy Insights monthly Earnings Visuals post (in transcript.txt) for personal study. No per-company stance — this is a PDF-report teaser. Not investment advice. © App Economy Insights for source material.