In short: Named only as a target — one of the three mortgage insurers FHFA's Pulte is now "going after" after FICO and the bureaus. "We shall see how this evolves." No position.
6:34Companies like Magic, Essent, and Radian. What's mortgage insurance? You, the borrower, pay for the mortgage insurance, but it does not benefit you. Mortgage insurance is designed to protect the lender. If your home goes to foreclosure and sells for less than you owe, the insurance pays the lender the difference. PY is arguing that the industry, the mortgage insurance industry, should be much more proconsumer and could do a much better job of informing consumers when mortgage insurance is no longer necessary.
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