In short: #21, yield 3.9%. Tax preparation through physical offices and software, plus the Spruce banking app. The demand argument is regulatory complexity: "as tax codes become more complex with new deductions and credits, the need for H&R Block's expert assisted services keeps growing." The capital allocation is the standout number on the list: "they have bought back nearly 47% of shares outstanding since 2016." Plus the Wave acquisition adding "a high-growth SaaS revenue stream to complement the seasonal tax business." The AI question a preparation business faces is not raised.
Nothing matches this filter.
Verbatim excerpts from the public transcripts (auto-pulled at each mention's timestamp, lightly cleaned). Timestamps link into the video; "source page" opens that commentator's full analysis at this row. Click a mention's header line to expand it (one open at a time). For personal study — not investment advice.