← Vincent Deluard hub  ·  Research hub  ·  Research library

Vincent Deluard — Prepare For Two Years Of Pain In American Stocks

"You're standing on ice and you see the cracks all around you" — a two-year bear market in US stocks, Japan as the model for deleveraging, a eurozone debt crisis ahead, and a portfolio of cash, some duration, debasement hedges and the healthcare/energy/financials "holy trinity."
2026-SEP-17 · Risk Takers (YouTube) · guest Vincent Deluard · 50:54 · ▶ Watch · transcript · actionable insights
One-line take: Deluard calls this a bear market: "at least a two-year period during which stocks post negative real returns." Cost of capital is rising, the commodity shock is massive ("we live in a $200 oil world" at the product level), the S&P has gone nowhere for three months, the AI narrative is cracking, and a midterm blowout would bring two years of lame-duck gridlock. It "really reminds me of early 2000, early 2001." He holds cash and, for the first time in five years of zero duration, adds some Treasuries (3-year, long end, TIPS at ~2.5% real). He keeps the debasement trade (gold, commodities, crypto) and the healthcare/energy/financials "holy trinity," now the top three sectors. Macro frame: Japan is "the solution, not the problem child." It devalued the yen by half, so growth beat its borrowing cost (G > R) and net debt fell ~50 points of GDP since 2011: "Ray Dalio's beautiful deleveraging." Europe has Japan's demography and China/energy shock, without its unity or a benign window. It will get there "through pain": a full eurozone debt crisis, with France the weakest link. The contrarian call is the UK as the correlated hedge for anyone short euro assets. UK DB pensions went from 50% to 5% in UK equities: "who's left to sell?" The Kalshi segment is the host's paid ad. Timestamps link into the video.

1. Stocks & names mentioned

TickerNameResearchViewWhat he saidAt
TLTiShares 20+ Year Treasury Bond ETF (proxy: long Treasuries)QT · SA · STK · FAPositiveAfter five years of "zero duration," he would "for the first time… start reallocating a little bit to Treasuries." He likes the 3-year, and the long end is "certainly more attractive than equities," which should cushion a winter correction. He's buying "not really out of bullishness or excitement."3:37
TIPiShares TIPS Bond ETF (proxy: Treasury inflation-protected securities)QT · SA · STKPositive"If I look at TIPS especially, 2.5% real yield on the ten-year, that's pretty good." It is part of dipping back into long-term bonds, and he thinks the market is underpricing inflation expectations relative to real yields.46:48
GLDSPDR Gold Shares (proxy: gold bullion)QT · SA · STKPositive"Long-term I would maintain the whole debasement trade." Japan devalued and Europe is about to, "and if everybody devalues, the only things that rise are the things that cannot be devalued: gold, commodities, crypto." Gold was also where his "zero duration" bond money went.47:15
BTCBitcoin (proxy: crypto)QT · STKPositiveCrypto sits alongside gold and commodities in the debasement sleeve, one of "the things that cannot be devalued." It's a category mention; he doesn't name a coin.47:36
XLVHealth Care Select Sector SPDR (proxy: healthcare sector)QT · SA · STKPositiveOne leg of his "holy trinity" (healthcare, energy, financials), launched about four years ago. It "has done superbly," and this summer all three are the top sectors at once for the first time. He'd maintain it.47:36
XLEEnergy Select Sector SPDR (proxy: energy sector)QT · SA · STKPositiveThe energy leg of the holy trinity. It usually worked when the other two didn't, but now all three are working at the same time. The backdrop is a $200-product-oil world: "we consume products, not oil."47:36
XLFFinancial Select Sector SPDR (proxy: financials sector)QT · SA · STKPositiveThe financials leg of the holy-trinity sector portfolio, "the top three sectors" this summer. He would maintain the allocation.47:36
EWUiShares MSCI United Kingdom ETF (proxy: UK equities)QT · SA · STKPositiveHis "most out-of-consensus call." UK defined-benefit pensions cut UK equities from 50% of assets to 5%: "who's left to sell?" The UK left "the Titanic" and has its own central bank. He frames it as a correlated hedge for anyone short euro assets, "not so much due to inherent bullishness."22:37
CATCaterpillarQT · SA · STK · FANeutralThe host, not Deluard, raised it: Caterpillar is "up like 10x in the last few years" as the builder behind the data centers. It shows how the AI trade "has filtered into everything," which Deluard answers with his "property on the fault line" point.40:37
SPYSPDR S&P 500 ETF Trust (proxy: US equities)QT · SA · STKNegative"This is a bear market… at least a two-year period during which stocks post negative real returns." Rising cost of capital, a commodity shock, flat markets, AI cracks, midterm risk and worst-season seasonality all line up; it's "early 2000, early 2001." He'd hold cash. He admits that "if it goes right… just by having SPY in your portfolio you'll be fine."27:48
NVDANvidiaQT · SA · STK · FANegativeThe host asked why the stock is flat (~$200–210) despite ~150% compounded earnings upgrades. Deluard's answer: circular financing, the same customers, and a base effect. Nvidia's doubling comes from the hyperscalers doubling capex (>$1T across five companies), "you can't just keep doubling that… you run out of economy to eat." The AI narrative "is starting to weaken."32:50
SPCXSpaceXQT · SA · STK · FANegativeThe mega-IPO-as-top marker. The SpaceX IPO on June 2 coincided with the Nasdaq's high that day (30,666); it trades at 28,845 today. The pitch was "data centers in space" with a "$30 trillion" TAM, "the entire universe." Deluard adds that the pulled and delayed AI IPOs "suggest we're closer to the end."37:10
AnthropicAnthropic (private)NegativeHe mocks the claim that it is "profitable now if you remove the cost of training the model," since that is "your cost of goods sold." He reads Dario's regulation push as a bid to be a utility-like monopoly with no need to compete: "either one or the other," a business case or the AGI moonshot. The IPO is being pushed back, and the S-1 is still undisclosed.38:21
OpenAIOpenAI (private)NegativeOpenAI "saying it may not even" IPO is a late-cycle signal. He adds the bailout posture: "Oracle and OpenAI — hey, hand me 500 billion here and there." Too big to fail "doesn't mean they're not going to fail"; a lot of people lost 100% before the 2008 bailouts came.35:21
ORCLOracleQT · SA · STK · FANegativeNamed with OpenAI as an AI player "turning to the government" for support: "if it doesn't work, bail me out." It's his too-big-to-fail example, and he warns shareholders can be wiped out before any rescue.44:06

"View" is Vincent Deluard's stance in this conversation (Positive / Neutral / Negative), not a price rating. Research: QT Qualtrim · SA Seeking Alpha · STK Stock Analysis. Rows marked "proxy" stand in for asset classes and sectors he named without a specific vehicle (long Treasuries, TIPS, gold, crypto, the healthcare/energy/financials sectors, UK equities, US equities). Left out on purpose: Kalshi (the host's paid ad read, 15:04–16:18), Google/Amazon and DeepSeek (passing host references), and the French OAT (a hedging example, not a position). The debasement sleeve's "commodities" have no single proxy.

2. Talking points

0:41 Why the curve steepened while the Fed cut

3:37 First duration buy in five years

5:28 Japan is the solution, not the problem child

9:57 The US still has fiscal space; Europe is Japan ten years ago

12:19 Europe's two wrong answers: immigration and hoped-for productivity

16:16 Japan's golden window vs Europe's reversed conditions

20:21 A eurozone debt crisis first, with France the weakest link

21:44 The contrarian UK call

26:23 A $200 oil world at the product level

27:48 US equities: "don't overthink it"

29:50 Two years of negative real returns, then a 2028 capitulation

32:50 Why Nvidia doesn't re-rate: the narrative is running out

36:43 Mega-IPOs as the top marker; the Anthropic "profitability"

42:25 Insure the fault line; too big to fail is not too big to lose

46:25 The portfolio

3. In plain English

A jargon-free summary of why each name came up and what he actually thinks. (Plain-language companion to the table above; renders on each ticker's consolidated page.)

TLT — iShares 20+ Year Treasury Bond ETF Positive

TLT holds long-dated US government bonds. When interest rates fall, these bonds rise in price, and vice versa. For five years Deluard owned none: he expected inflation and rising rates, and he was right, so he kept that money in cash, gold and commodities.

With 10-year yields near 5%, he now sees fair value. At roughly 2% real growth plus 3% inflation, 5% is "not generous," but it beats stocks. Bonds should also cushion the stock-market fall he expects this winter. He is adding a little, cautiously, "not out of bullishness."

TIP — iShares TIPS Bond ETF Positive

TIPS are US Treasury bonds whose principal rises with inflation, so their yield is a "real" return after inflation. A 10-year TIPS paying about 2.5% on top of inflation is, to him, "pretty good."

His view is that the recent bond sell-off came almost entirely through real yields, not through expected inflation. An investor in TIPS gets the high real yield and is protected if inflation turns out hotter, which is his base case.

GLD — SPDR Gold Shares Positive

His big macro idea is that heavily indebted countries escape by devaluing their currencies. Japan did it and cut its debt; Europe will do it the hard way. When every currency is being cheapened, the winners are things no government can print: gold, commodities and crypto.

So gold stays a core long-term holding, the "debasement trade." GLD is simply a stand-in for owning gold bullion.

BTC — Bitcoin Positive

Crypto gets a brief mention as part of the same debasement basket as gold and commodities, an asset that "cannot be devalued" by a central bank. He names the category, not a specific coin; Bitcoin is used here as the proxy.

XLV — Health Care Select Sector SPDR Positive

About four years ago he launched a sector portfolio he calls the "holy trinity": healthcare, energy and financials. The idea was diversification, since usually only one of the three works at a time. This summer all three are the market's best sectors simultaneously, a first. He'd keep it. Healthcare is also the one place he says a new AI story (a model finding a cure) could still emerge.

XLE — Energy Select Sector SPDR Positive

Energy is the second leg of his holy trinity. The backdrop is extreme: crude is above $100 on futures, but refined products like diesel and jet fuel are priced as if oil were about $200, because "we consume products, not oil." Energy producers benefit, while that same shock is part of why he is bearish on the broad stock market.

XLF — Financial Select Sector SPDR Positive

Financials (banks, insurers) complete the holy trinity. He gives no separate thesis for them in this interview beyond noting that the three-sector portfolio "has done superbly" and that he would keep it.

EWU — iShares MSCI United Kingdom ETF Positive

The UK is his most contrarian call, and he knows it: nobody likes UK stocks, including the British. UK company pension funds once had half their money in UK shares and now have about 5%. When almost everyone has already sold, there is little selling left to push prices down.

His main use for it is as a hedge. He expects a eurozone debt crisis. Someone betting against European assets wants an offsetting position that moves in a similar way but should hold up better, and the UK fits because it has its own central bank and is outside the euro. It's less "UK is great" and more "UK beats Europe in the storm."

SPY — SPDR S&P 500 ETF Trust Negative

SPY is the US stock market. Deluard thinks it has entered a bear market: at least two years in which stocks lose money after inflation. His list is long. Borrowing costs are rising, oil products are in a price shock, the market has stalled for three months, and the AI story is cracking. On top of that come midterm elections likely to produce two years of gridlock, plus the seasonally weak autumn.

With cash soon paying around 5%, he sees little reason to stay fully invested; it feels like 2000–2001 to him. A final washout could come around 2028. His one caveat: if AI truly delivers a productivity boom, simply owning SPY will be fine, but he can't make that case.

NVDA — Nvidia Negative

Nvidia's profits have exploded, yet the stock is roughly where it was last autumn. His explanation: Nvidia's growth depends on a handful of tech giants doubling their spending on data centers, already more than a trillion dollars. Some of that money circles back between the same companies ("circular financing"). Spending can't double forever before it runs out of economy.

He sees the market quietly doubting that those earnings will last, which fits his view that the AI story, now about four years old, is fading.

SPCX — SpaceX Negative

Huge, hyped IPOs have historically marked market tops (1999–2000, 2021). SpaceX went public on June 2, the same day the Nasdaq hit 30,666, and the index is lower now. The sales pitch, data centers in space and a "$30 trillion" market, is the kind of story that shows up at peaks. This is a view on the timing signal, not on SpaceX's rockets.

Anthropic — Anthropic (private) Negative

Anthropic is a leading AI lab heading for an IPO that has been pushed back. Deluard ridicules its claim to be profitable "if you remove the cost of training the model." For an AI company, training new models is the core cost of staying competitive, the equivalent of a factory's raw materials.

He suspects the push for AI regulation is really a way to become a protected, utility-like monopoly that no longer has to keep outspending rivals. His point: you either have a normal, regulated business or a moonshot, not both. Privately held, nothing to buy.

OpenAI — OpenAI (private) Negative

OpenAI hinting it may not go public at all is, to him, another late-cycle sign. He also sees it, alongside Oracle, leaning on government for support ("hand me 500 billion here and there"). Even if AI is "too big to fail" and gets bailed out, he reminds investors that in 2008 many shareholders were wiped out before the rescue arrived. Privately held.

ORCL — Oracle Negative

Oracle has borrowed heavily to build AI data centers, much of it for OpenAI. Deluard groups it with OpenAI as a company effectively asking for a government backstop if the AI bet goes wrong. His warning is that a bailout protects the system, not necessarily the shareholders.


Summary & timestamps derived from the public YouTube video (transcript in transcript.txt) for personal study. Not investment advice. © Risk Takers for source material.